Davis and Amaral Mortgage Consultants Inc.

Main Number: (916) 933-9343
Email: tomdavisjr@comcast.net


1200 Suncast Lane
El Dorado Hills, CA 95762


At Davis and Amaral Mortgage Consultants, Inc. we care about you as a person, a family, with feelings, concerns and worries. You are not just another loan or a number on a page, like you would be with other lenders.

Buying or refinancing a home can be a stressful time because it is the biggest investments in your life and your are placing this investment in the hands of a stranger. Worse yet, with the large financial institutions you not just another loan number.

NOT SO with Davis and Amaral Mortgage Consultants, Inc. because we care about you and want to build a long term relationship. When you pick a loan officer at our company you will stay with that loan officer throughout your entire loan process. We will communicate weekly with updates on how your loan is progressing along with Realtors and Title Companies involved with your loan process.

Besides this we literally do the shopping for you. Over 26 years ago the owners of Davis and Amaral Mortgage Consultants Inc.  set up the concept of shopping more than one lender for their clients.  We set our company up with over 50 different lenders with several hundred loan programs so we literally can shop your loan simultaneously with a multitude of lenders.

Our application, credit report and appraisal are good with every lender we work with so that you will not experience multiple inquiries on your credit report causing your credit scores to go down and damage your ability to get the best rate possible.

If you went to five different lenders yourself they would pull five credit reports and you would have five inquiries which could cause your credit scores to drop substantially. By allowing us to shop for you we only pull your report once.

Davis and Amaral Mortgage Consultants, Inc. has been in business since 1992 and every loan officer that works for us has substantial experience in the mortgage loan industry. Our officers are seasoned professionals, who were hand picked to match the high standards of our company.

We offer a variety of loans, virtually every type of loan available for home financing. Some of these include loans for refinancing, reverse mortgages, purchase loans, equity lines of credit, construction loans, land loans, FHA loans, VA and Cal Vet loans, etc.

We are your one stop shop to make sure you are fitted with the best loan for your needs at the best rate possible and with the least amount of problems and stress.

At Davis and Amaral we treat you like family!